Universal Life Insurance
Everyone needs life insurance. You never know when an illness or injury could cut your life short, leaving your loved ones without the financial means to care for themselves. Universal life insurance is a permanent life insurance policy that will stay with you through your life so long as you continue to pay the premium - regardless of whether you stay with your employer.
Benefits are paid out upon your death to a beneficiary that you select, typically your spouse.
Work benefits go far beyond your salary and the number of vacation days you get. When you are negotiating your benefits for your next job, make sure you inquire about these potential insurance benefits. They could protect you and your family in case the unthinkable happens.