If your job requires you to drive, you may be offered accident insurance. You may also be offered accident insurance if you work in a dangerous industry. Accident insurance may also be offered as a general benefit, regardless of the type of work you do.
Depending on the type of accident insurance offered, it can protect you against injury or damages caused by an auto accident, a workplace accident, or any other type of accident. Limits may be in place about what types of incidents are covered and how much it will pay toward your injuries.